[DIYbio] Insurance in the USA for biohackerspaces

Far more boring tedious email than average, . . . sorry.

As many of you know, we have opened BUGSS, a biohackerspace in Baltimore, USA, and we would like to explore ways for us to get better insurance.

I know its a touchy subject, but it would be great if someone has some suggestions on getting biohackerspaces safely insured for a low rate.  I have been involved with conventional hackerspaces, with their welders, laser cutters, and table saws in firetrap buildings, and the insurance seems routine and reasonably priced,  but the biology stuff seems to be a difficulty for insurance companies.

Additionally, there are risks associated with having classes, or child-friendly activities.

Is there an agent somewhere that seems to truly understand risk assessment in this area?
 
Is there some particular way to present your organization that is effective at getting insurance?

My guess is that biotechnology probably has a lower risk, in reality, than do many other industries.


Steve Stowell

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