[DIYbio] Re: Insurance in the USA for biohackerspaces

On Friday, March 1, 2013 2:42:04 PM UTC-5, balduino wrote:

I know its a touchy subject, but it would be great if someone has some suggestions on getting biohackerspaces safely insured for a low rate. 

I recommend the folks at William Gallagher Associates.  

http://www.wgains.com/

Unlike auto and health insurance, where websites exist that allow you to plug-in your info and compare policies easily and maybe even buy online w/ a credit card, some of these insurance markets still require broker mediation. These insurance markets can get real opaque real fast in my experience, with complicated exclusions and very specific and important terminology you may never have encountered elsewhere (e.g. "extended reporting").  Working with a good, experienced broker has been really important to me.  A broker can help you figure out what you need.  A general liability insurance policy is probably the minimum.  These are common and often low-cost.

Jason

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