Re: [DIYbio] Re: Insurance in the USA for biohackerspaces

Hopefully the diy bioSafety experts have professional affiliations that insurance companies recognize. It may be an amazing service if the DIY bio community could provide guidance or statistics to insurance companies, to further the financially-safe expansion of the bio-hackerspace concept

Jason, I'll look into William Gallagher Associates.  If you could turn me on to a specific agent, it would be great, but I realize these guys are probably regionally based.

Thank you for your help.


On Wed, Mar 13, 2013 at 1:43 PM, Nathan McCorkle <nmz787@gmail.com> wrote:
Hmm, is this a question for the bioSafety experts?

On Tue, Mar 12, 2013 at 9:10 PM, Jason Bobe <jasonbobe@gmail.com> wrote:
> On Friday, March 1, 2013 2:42:04 PM UTC-5, balduino wrote:
>>
>> I know its a touchy subject, but it would be great if someone has some
>> suggestions on getting biohackerspaces safely insured for a low rate.
>
>
> I recommend the folks at William Gallagher Associates.
>
> http://www.wgains.com/
>
> Unlike auto and health insurance, where websites exist that allow you to
> plug-in your info and compare policies easily and maybe even buy online w/ a
> credit card, some of these insurance markets still require broker mediation.
> These insurance markets can get real opaque real fast in my experience, with
> complicated exclusions and very specific and important terminology you may
> never have encountered elsewhere (e.g. "extended reporting").  Working with
> a good, experienced broker has been really important to me.  A broker can
> help you figure out what you need.  A general liability insurance policy is
> probably the minimum.  These are common and often low-cost.
>
> Jason
>
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-Nathan

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